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Mortgage Lenders in Kaufman, TX

Directory of mortgage lenders in Kaufman, Texas. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Kaufman, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage lenders in Kaufman, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Achieva Mortgage Funding LLC
11 Oak Creek Dr suite e, Kaufman, TX 75142
2149960860
Efinity Mortgage
402 S Washington St, Kaufman, TX 75142
2146620031
PNC Mortgage
2219 S Washington St, Kaufman, TX 75142
9729322109
Bee Franklin
2670 Ridgeview Cir, Kaufman, TX 75142
4693213865

Kaufman Texas offers a range of mortgage lender services for home buyers and refinancing clients. Under Texas law borrowers receive specific disclosures like the Texas Home Equity Loan disclosure for cash out refinances. Local lenders can help you navigate Kaufman County property values and closing timelines.

What Does a Mortgage Lender in Kaufman Cost?

Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance which is regulated by the Texas Department of Insurance. Closing costs usually range from 2% to 5% of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in Kaufman Texas?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Texas law requires a homestead affidavit for owner occupied properties.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas has a 3 day right of rescission for refinances on your primary residence.
Are there Texas specific mortgage programs available in Kaufman?
Yes the Texas Department of Housing and Community Affairs offers down payment assistance programs for eligible buyers. Kaufman County also participates in USDA rural development loans for certain areas.