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Compare mortgage lenders in Harlingen. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Harlingen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 20 mortgage lenders in Harlingen, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
1418 E Tyler Ave Ste 9, Harlingen, TX 78550
9564129300
Janie Hernandez - The Unity Group powered by Eustis Mortgage
Christine Grove - The Unity Group powered by Eustis Mortgage
2009 E Harrison Ave suite a, Harlingen, TX 78550
9563127845
Commercial Lending Harlingen TX
211 W Jefferson Ave, Harlingen, TX 78550
9562699483
Mortgage lenders in Harlingen Texas help home buyers and homeowners secure financing for property purchases and refinancing. Texas law requires specific disclosures and a 12-day right of rescission for most refinances. Local lenders understand the Rio Grande Valley market and can guide you through Texas-specific requirements like the homestead exemption.
What Does a Mortgage Lender in Harlingen Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $1,500 to $3,000. Closing costs in Texas generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Harlingen Texas?
You will need proof of income such as recent pay stubs and tax returns, bank statements, and a valid government ID. Texas lenders also require a property appraisal and title search. Self-employed borrowers may need additional business documents.
How long does the mortgage process take in Texas?
The typical mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day waiting period after you receive the Closing Disclosure. Delays can occur if the property has title issues or if an appraisal is needed.
Are there special mortgage programs for Texas first-time home buyers?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program with down payment assistance. Local Harlingen lenders also offer FHA and USDA loans which have lower down payment requirements. Eligibility depends on income and credit score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.