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Compare mortgage lenders in Elsa. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Elsa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 mortgage lenders in Elsa, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Western Finance
701 E Edinburg Ave, Elsa, TX 78543
9562627303
Sun Loan Company
512 E Edinburg Ave H, Elsa, TX 78543
9565672129
Security Finance
720 E Edinburg Ave Ste 1003, Elsa, TX 78543
9562626948
Texan Credit Corporation
311 W Edinburg Ave #2, Elsa, TX 78543
9562629034
World Finance
701 E Edinburg Ave c, Elsa, TX 78543
9562627470
Atlas Credit Co., Inc.
311 W Edinburg Ave, Elsa, TX 78543
9562628200
First Cash Pawn
108 E Edinburg Ave, Elsa, TX 78543
9562626898
First Convenience Bank
411 S Broadway St, Elsa, TX 78543
8006779801
Rodriguez TrustSeal Notary
317 W Pablo Layton St, Elsa, TX 78543
9563938106
Elsa, Texas residents seeking a mortgage lender can access a range of home loan options, including conventional, FHA, and VA loans. Texas law requires specific disclosures such as the Texas Home Equity Loan Disclosure for cash-out refinances. Local lenders in Elsa understand the Hidalgo County housing market and can guide you through the Texas-specific deed and lien requirements.
What Does a Mortgage Lender in Elsa Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Elsa generally range from 2% to 5% of the purchase price. These amounts vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elsa Texas?
You will typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Texas lenders also require a signed authorization to pull your credit report and proof of homeowners insurance.
Are there Texas-specific rules for home equity loans?
Yes, Texas law limits home equity loans to 80% of the home value and requires a 12-day waiting period after closing. You must also receive a specific Texas Home Equity Loan Disclosure before signing.
How long does the mortgage process take in Elsa Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three-day right of rescission for refinances, which can add a few days to the timeline.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.