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Find Mortgage Lenders in Germantown, TN

Directory of mortgage lenders in Germantown, Tennessee. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Germantown, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 12 mortgage lenders in Germantown, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bank of England Mortgage - 901
7666 Poplar Pike, Germantown, TN 38138
9013559283
Gwen Chambers - First Community Mortgage - NMLS ID 703846
2277 West St, Germantown, TN 38138
3177533506
Eagle Bank Mortgage: Jake Scott
9062 Valley Crest Ln Suite 202, Germantown, TN 38138
9014944662
Myron Taylor - First Community Mortgage - NMLS ID 1171251
2277 West St, Germantown, TN 38138
9012085149
FirstBank Mortgage
6815 Poplar Ave Suite 100, Germantown, TN 38138
9014377720
Courtney Tate - First Community Mortgage - NMLS ID 732464
2277 West St, Germantown, TN 38138
5012405785
My Mortgage Company LLC
7540 North St, Germantown, TN 38138
8555626101
First Community Mortgage - Germantown, TN
2277 West St, Germantown, TN 38138
8004648626
Andy Ellis - First Community Mortgage - NMLS ID 397708
2277 West St, Germantown, TN 38138
9013559283
Bartlett Mortgage Inc
7708 Poplar Ave, Germantown, TN 38138
9013873060
Chase Home Lending
7708 Poplar Ave, Germantown, TN 38138
9016197235
Wendy Thompson Team Germantown Mortgage Brokers & Lending Company
7796 Wolf Trail Cove, Germantown, TN 38138
9014460806

Mortgage lenders in Germantown Tennessee help homebuyers and homeowners secure loans for purchasing or refinancing property. Tennessee law requires all mortgage loan originators to be licensed through the state Department of Financial Institutions. Germantown lenders offer conventional, FHA, VA, and USDA loans tailored to local housing market conditions.

What Does a Mortgage Lender in Germantown Cost?

Typical costs for a mortgage lender in Tennessee include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Germantown often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Germantown?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Tennessee lenders may also ask for proof of residency and a credit report. Requirements vary by loan type and lender.
How long does it take to close on a mortgage in Tennessee?
A standard mortgage closing in Tennessee usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal issues or document verification. Your lender will provide a timeline estimate.