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Browse mortgage lenders serving East Ridge, Tennessee. Contact information and addresses listed below.
3 agents listed
Updated May 2026
East Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 3 mortgage lenders in East Ridge, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Service Loan
3619 Ringgold Rd, East Ridge, TN 37412
4236228766
Atlantic Home Loans
6238 Ringgold Rd, East Ridge, TN 37412
4239540222
FirstBank Mortgage
4227 Ringgold Rd, East Ridge, TN 37412
8002006462
Mortgage lenders in East Ridge Tennessee help homebuyers and homeowners secure financing for residential properties. Tennessee law requires lenders to be licensed through the Tennessee Department of Financial Institutions. Local lenders understand the East Ridge real estate market near the Georgia border and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in East Ridge Cost?
Typical costs for a mortgage in Tennessee include an origination fee of 0.5% to 1% of the loan amount appraisal fees of $400 to $700 and title insurance averaging $1,000 to $2,000. Closing costs usually range from 2% to 5% of the purchase price. These amounts vary by loan size lender and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in East Ridge?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Self-employed borrowers may need additional profit and loss statements. Requirements can vary by lender and loan type.
How long does it take to close on a mortgage in Tennessee?
The standard closing timeline in Tennessee is 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Your lender will provide a specific timeline based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.