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Compare mortgage lenders in Brandon. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Brandon, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 4 mortgage lenders in Brandon, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Brian J Wills
114 E Holly Blvd, Brandon, SD 57005
6055823835
First Interstate Bank
1305 E Cedar St, Brandon, SD 57005
6055822311
The First National Bank in Sioux Falls
101 S Splitrock Blvd, Brandon, SD 57005
6057825960
McKinneyOlson Insurance
101 S Splitrock Blvd, Brandon, SD 57005
6055826988
Mortgage lenders in Brandon, South Dakota help home buyers and homeowners secure financing for residential properties. South Dakota law requires lenders to follow the state usury limit of 12 percent per year on loans unless a different rate is agreed in writing. Local lenders understand the Brandon real estate market and can guide you through conventional, FHA, and VA loan options.
What Does a Mortgage Lender in Brandon Cost?
Typical costs for a mortgage in South Dakota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Brandon?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. South Dakota lenders may also ask for proof of homeowners insurance before closing.
How long does the mortgage process take in South Dakota?
The process usually takes 30 to 45 days from application to closing. South Dakota law requires a 48-hour review period after the Closing Disclosure is provided.
Are there first-time home buyer programs in South Dakota?
Yes, the South Dakota Housing Development Authority offers programs like the First-Time Homebuyer Program with down payment assistance. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.