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Browse mortgage lenders serving Port Royal, South Carolina. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Port Royal, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 2 mortgage lenders in Port Royal, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joey Jones Mortgage Team
1001 Paris Ave, Port Royal, SC 29935
8437075357
BEAUFORT LENDING
1857 Ribaut Rd, Port Royal, SC 29935
8435242404
Port Royal South Carolina offers a range of mortgage lender services for home buyers and refinancing. Local lenders can help you navigate South Carolina specific rules such as the state's 30 day right of rescission for certain refinances. Whether you are buying a historic home or a new construction property a local mortgage lender provides guidance on your loan options.
What Does a Mortgage Lender in Port Royal Cost?
Typical mortgage lender costs in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report. For a 300000 dollar loan these fees often total 3000 to 5000 dollars. South Carolina also charges a mortgage recording tax of about 0.15 percent of the loan amount. Note that this is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Port Royal?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina lenders also require a property appraisal and title search. Your lender will provide a full list based on your loan type.
How long does it take to close a mortgage in South Carolina?
A standard mortgage closing in South Carolina takes 30 to 45 days from application. Delays can occur if the appraisal or title work takes longer. Your lender will give you a timeline at the start.
Are there special mortgage programs for first time buyers in South Carolina?
Yes the South Carolina State Housing Finance and Development Authority offers programs like SC Home First for down payment assistance. These programs have income and purchase price limits. A local lender can help you check eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.