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4 agents listed
Updated May 2026
Irmo, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 4 mortgage lenders in Irmo, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
7467 St Andrews Rd Suite 21, Irmo, SC 29063
8034075749
Sabra Lane - Ameris Bank Mortgage
1200 Lake Murray Blvd, Irmo, SC 29063
8034936999
Inland Home Mortgage: Shelley Woodward
7801 St Andrews Rd suite a2, Irmo, SC 29063
8036384284
Flow Mortgage - Josh Collins
7554 Woodrow St Suite 104, Irmo, SC 29063
8033311716
Mortgage lenders in Irmo South Carolina help homebuyers and homeowners secure financing for property purchases and refinances. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Irmo residents benefit from a competitive market with local and national lenders offering conventional FHA and VA loans.
What Does a Mortgage Lender in Irmo Cost?
Typical costs for a mortgage in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 1,500 to 2,500 dollars. Closing costs in Irmo generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Irmo?
You typically need pay stubs tax returns bank statements and photo ID. South Carolina lenders also require a credit check and proof of homeowners insurance before closing.
How long does the mortgage process take in South Carolina?
The process usually takes 30 to 45 days from application to closing. South Carolina law requires a three day right of rescission for refinances but not for purchase loans.
Are there first time homebuyer programs in Irmo South Carolina?
Yes the South Carolina State Housing Finance and Development Authority offers down payment assistance and low interest loans for first time buyers. Irmo residents may also qualify for local grants through Richland County programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.