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Browse mortgage lenders serving Westerly, Rhode Island. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 7 mortgage lenders in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deana Bobbin at Guaranteed Rate Affinity
56 Wells St, Westerly, RI 02891
4013784467
Jill Kass at Prosperity Home Mortgage - Shelton
224 Post Rd, Westerly, RI 02891
4016374800
Westerly Community Credit Union
122 Granite St, Westerly, RI 02891
4015967000
Washington Trust
126 Franklin St, Westerly, RI 02891
4013481367
Westerly Community Credit Union
244 Post Rd, Westerly, RI 02891
4015967000
Dime Bank Westerly
131 Franklin St, Westerly, RI 02891
4015964744
Chase Home Lending
143 Franklin St, Westerly, RI 02891
6197870369
Mortgage lenders in Westerly, Rhode Island help homebuyers secure financing for residential properties. Rhode Island law requires lenders to be licensed by the state Department of Business Regulation. Local lenders can guide you through the specific requirements for purchasing a home in Washington County.
What Does a Mortgage Lender in Westerly Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in Rhode Island generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Westerly?
You typically need pay stubs, tax returns, bank statements, and identification. Rhode Island lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Rhode Island?
The process usually takes 30 to 45 days from application to closing. Rhode Island law requires a minimum of 7 days between the receipt of the loan estimate and closing.
Are there first-time homebuyer programs in Rhode Island?
Yes, Rhode Island Housing offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.