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Directory of mortgage lenders in West Warwick, Rhode Island. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Rhode Island before hiring.
Showing 2 mortgage lenders in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mutual of Omaha Mortgage
1350 Division Rd Ste 104, West Warwick, RI 02893
4014659326
First Community Mortgage - West Warwick, RI
231 Quaker Ln Suite A, West Warwick, RI 02893
4018080336
Mortgage lenders in West Warwick Rhode Island help homebuyers secure financing for residential properties. Rhode Island law requires lenders to provide a Good Faith Estimate within three days of a loan application. Local lenders understand the specific housing market and regulations in Kent County.
What Does a Mortgage Lender in West Warwick Cost?
Typical costs for a mortgage lender in Rhode Island include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs in Rhode Island usually range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage application in West Warwick?
You typically need proof of income, tax returns, bank statements, and identification. Rhode Island lenders also require a property appraisal and title search. The exact list depends on your loan type and lender.
Are there Rhode Island specific mortgage programs for first time buyers?
Yes, Rhode Island Housing offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require homebuyer education courses. West Warwick residents may qualify for these state sponsored options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Rhode Island.