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5 agents listed
Updated May 2026
Shippensburg, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 5 mortgage lenders in Shippensburg, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patriot Federal Credit Union
1095 W King St, Shippensburg, PA 17257
8887779982
Members 1st Federal Credit Union
401 E King St, Shippensburg, PA 17257
8002377288
OneMain Financial
208 Conestoga Dr, Shippensburg, PA 17257
7175322497
F&M Trust
13 Shippensburg Shopping Center, Shippensburg, PA 17257
8882646116
Citizens
153 W Orange St, Shippensburg, PA 17257
7175322151
Mortgage lenders in Shippensburg Pennsylvania help homebuyers and homeowners secure financing for residential properties. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local lenders can guide you through state-specific programs like the Pennsylvania Housing Finance Agency (PHFA) first-time homebuyer assistance.
What Does a Mortgage Lender in Shippensburg Cost?
Typical mortgage costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $300 to $600, and title insurance averaging $1,000 to $2,000. Closing costs in Shippensburg generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Shippensburg?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. Pennsylvania lenders also require a valid government-issued ID and your Social Security number for the credit check.
How long does the mortgage process take in Pennsylvania?
The mortgage process in Pennsylvania usually takes 30 to 45 days from application to closing. Pennsylvania law requires a three-day right of rescission period for most refinances, which can add time.
Are there special mortgage programs for first-time buyers in Pennsylvania?
Yes, the Pennsylvania Housing Finance Agency offers the PHFA Keystone Advantage Assistance Program. This provides down payment and closing cost assistance to eligible first-time homebuyers in Shippensburg and across the state.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.