Mortgage Lenders in Plum, PA
Browse mortgage lenders serving Plum, Pennsylvania. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 2 mortgage lenders in Plum, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Plum Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs usually total 2 to 5 percent of the home purchase price. Pennsylvania also requires title insurance and a recording fee. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Pennsylvania?
Mortgage lenders in Pennsylvania must hold a license from the Pennsylvania Department of Banking and Securities. They also must comply with the Pennsylvania Mortgage Licensing Act.
What is the typical timeline for a mortgage in Pennsylvania?
A typical mortgage process in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a 3 day right of rescission for refinances on primary residences.
Are there specific taxes or fees for buying a home in Plum Pennsylvania?
Pennsylvania charges a 1 percent state transfer tax on real estate sales. Allegheny County adds an additional 1 percent transfer tax, and Plum Borough may add a local tax. Total transfer taxes can range from 2 to 3 percent of the purchase price.