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Find Mortgage Lenders Near You in Philadelphia, PA

Compare mortgage lenders in Philadelphia. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Philadelphia, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 20 mortgage lenders in Philadelphia, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andrew Eckstut, Mortgage Lender NMLS #218196
1214 N Front St, Philadelphia, PA 19122
2154355706
Absolute Home Mortgage Corporation
930 S 11th St, Philadelphia, PA 19147
2673191923
Innovative Mortgage Brokers
9351 Banes St B, Philadelphia, PA 19115
2153091757
Go Magnum Loans
2400 Market St Suite 269, Philadelphia, PA 19103
2156003636
Kyle Kelly at Citywide (NMLS #1065549)
100 Chestnut St, Philadelphia, PA 19106
2152788194
BHS Mortgages Residential & Commercial
2780 W Country Club Rd, Philadelphia, PA 19131
2679287319
Sean Logue at CrossCountry Mortgage
1429 Walnut St 2nd Floor, Suite 200, Philadelphia, PA 19102
6106018558
Direct Mortgage Loan Company
7112 Germantown Ave, Philadelphia, PA 19119
2158441200
NFM Lending - Philadelphia, PA - Branch 239
325-41 Chestnut St Unit 800, Philadelphia, PA 19106
4847989084
Adam Kracht at CrossCountry Mortgage | NMLS# 1218552
1216 N Front St, Philadelphia, PA 19122
2676447205
Greg Roth at CrossCountry Mortgage
1216 N Front St, Philadelphia, PA 19122
8777731226
Paramount Mortgage Resources, Inc.
1032 Arch St 2nd FL, Philadelphia, PA 19107
2155926442
Terry Kravaris Mortgage Team
1534 Packer Ave, Philadelphia, PA 19145
7182888454
Foxtrot Mortgage - Philadelphia Branch
2220 Fairmount Ave 3rd Floor, Philadelphia, PA 19130
6107158679
David Frankel at Rate (NMLS #959313)
1500 Walnut St Suite 803, Philadelphia, PA 19102
2678257857
Jamal Harris at CrossCountry Mortgage
1429 Walnut St 2nd Floor, Suite 200, Philadelphia, PA 19102
2675888616
Movement Mortgage - Mark Wilkins
1542 Packer Ave, Philadelphia, PA 19145
2153789272
Ryan Dolan Citywide Home Mortgage
100 Chestnut St, Philadelphia, PA 19106
2154325957
Home | Front Mortgage - Chestnut Hill
7139-41 Germantown Ave, Philadelphia, PA 19119
8007078845
Hansen Mortgage Services, Inc.
905 Arch St #201, Philadelphia, PA 19107
2157330692

Mortgage lenders in Philadelphia help homebuyers secure financing for residential properties. Pennsylvania law requires lenders to be licensed through the Pennsylvania Department of Banking and Securities. Philadelphia buyers often work with local lenders who understand city specific programs like the Philadelphia Housing Trust Fund.

What Does a Mortgage Lender in Philadelphia Cost?

Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Pennsylvania also charges a transfer tax of 1 percent on the sale price, split between buyer and seller. These costs vary by property value and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Philadelphia?
You typically need pay stubs, tax returns, bank statements, and photo identification. Pennsylvania lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does the mortgage process take in Pennsylvania?
The process usually takes 30 to 45 days from application to closing. Pennsylvania law requires a three business day waiting period after you receive the Loan Estimate before closing can occur.
Are there special mortgage programs for Philadelphia first time buyers?
Yes, the Philadelphia Housing Development Corporation offers down payment assistance and closing cost grants. The Pennsylvania Housing Finance Agency also provides low interest loans for eligible first time buyers.