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Mortgage Lenders in Oakdale, PA

Compare mortgage lenders in Oakdale. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Oakdale, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage lenders in Oakdale, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wilson Home Mortgage
206 Firenze Dr, Oakdale, PA 15071
4125887977
Stonebridge Home Mortgage, llc
100 Cobblestone Ct, Oakdale, PA 15071
4122504663

Mortgage lenders in Oakdale, Pennsylvania help homebuyers and homeowners secure financing for residential properties. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local lenders understand the Oakdale real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Oakdale Cost?

Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2 percent to 5 percent of the purchase price. Pennsylvania also charges a state transfer tax of 1 percent on the sale price, plus local county taxes. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Oakdale?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Pennsylvania lenders also require a property appraisal and title search. Specific documents may vary by loan type and lender requirements.
How long does the mortgage process take in Pennsylvania?
The mortgage process in Pennsylvania usually takes 30 to 45 days from application to closing. Pennsylvania law requires a three-day right of rescission for refinances on primary residences. Delays can occur if additional documentation is needed.
Are there first-time homebuyer programs in Pennsylvania?
Yes, Pennsylvania offers the PHFA Keystone Advantage Assistance Program and the HOMEstead Down Payment and Closing Cost Assistance Program. These programs provide grants or low-interest loans to eligible first-time buyers. Income limits and purchase price caps apply based on county guidelines.