Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage lenders in North Wales, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
1216 Welsh Rd, North Wales, PA 19454
2154128800
Acer Mortgage Company
726 Lower State Rd, North Wales, PA 19454
2157923700
What Does a Mortgage Lender in North Wales Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs ranging from $1,000 to $2,500. Closing costs generally total 2% to 5% of the purchase price. Pennsylvania also charges a state transfer tax of 1% on the sale price, plus local transfer taxes in some counties. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Pennsylvania?
Mortgage lenders in Pennsylvania must hold a license from the Pennsylvania Department of Banking and Securities. They also need to register with the Nationwide Multistate Licensing System (NMLS). This ensures they follow state regulations.
How long does a mortgage loan process take in Pennsylvania?
The typical mortgage loan process in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a 3 business day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
What documents do I need for a mortgage application in North Wales?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. Pennsylvania lenders also require a signed authorization to check your credit report. Self-employed borrowers may need additional profit and loss statements.