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Find Mortgage Lenders in New Cumberland, PA

Compare mortgage lenders in New Cumberland. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
New Cumberland, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage lenders in New Cumberland, PA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NCFCU
345 Lewisberry Rd, New Cumberland, PA 17070
7177747706
Members 1st Federal Credit Union
132 Old York Rd, New Cumberland, PA 17070
8002377288
S&T Bank
440 Bridge St, New Cumberland, PA 17070
7179015500
NCFCU DLA Distribution Susquehanna
2001 Mission Dr, New Cumberland, PA 17070
7177744634

Mortgage lenders in New Cumberland Pennsylvania help home buyers and homeowners secure financing for residential properties. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the New Cumberland housing market and can guide you through conventional FHA and VA loan programs.

What Does a Mortgage Lender in New Cumberland Cost?

Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal title search and credit report. Closing costs in Cumberland County generally range from 2 to 5 percent of the purchase price. For a 300000 home this means 6000 to 15000 in total closing costs. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in New Cumberland?
You typically need pay stubs tax returns bank statements and a photo ID. Pennsylvania lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Pennsylvania?
A standard mortgage closing in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a three-day right of rescission for refinances but not for purchase loans. Delays can occur if appraisal or title work takes longer.
Are there first-time home buyer programs in New Cumberland?
Yes the Pennsylvania Housing Finance Agency offers the Keystone Advantage Assistance Program for first-time buyers. This program provides down payment and closing cost assistance. Local lenders in New Cumberland can help you determine if you qualify.