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Directory of mortgage lenders in Montoursville, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Montoursville, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage lenders in Montoursville, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jersey Shore State Bank
820 Broad St, Montoursville, PA 17754
5703681200
Northwest Bank
820 Broad St, Montoursville, PA 17754
5703681200
Blue Flame Funding, LLC
950 Broad St, Montoursville, PA 17754
8149548368
Montoursville home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Understanding these local options helps borrowers make informed decisions in the Lycoming County housing market.
What Does a Mortgage Lender in Montoursville Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. These are estimates and actual costs vary by lender, loan type, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montoursville?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. Pennsylvania lenders also require a signed application and a credit check authorization.
How long does a mortgage approval take in Pennsylvania?
Initial pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days. Pennsylvania law allows a three-day rescission period for refinances.
Are there special mortgage programs for Pennsylvania home buyers?
Yes, the Pennsylvania Housing Finance Agency offers down payment and closing cost assistance for eligible first-time buyers. Local lenders in Montoursville can help you apply for these programs.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.