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Directory of mortgage lenders in Folsom, Pennsylvania. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Folsom, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage lenders in Folsom, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
906 MacDade Boulevard, Folsom, PA 19033
6106746767
Nlc Loans
1004 MacDade Boulevard, Folsom, PA 19033
8774808050
Mortgage lenders in Folsom Pennsylvania help home buyers and refinancers secure loans for residential properties. Pennsylvania law requires lenders to be licensed under the Pennsylvania Department of Banking and Securities. Local lenders in Folsom can guide you through state specific rules like the Pennsylvania Mortgage Satisfaction Act.
What Does a Mortgage Lender in Folsom Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Recording fees and transfer taxes also apply. Pennsylvania charges a state transfer tax of 1% on most real estate sales plus local county taxes. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Pennsylvania?
A mortgage lender must hold a license from the Pennsylvania Department of Banking and Securities. This license ensures the lender follows state laws on fees and disclosures.
Are there specific mortgage rules for Folsom Pennsylvania?
Folsom follows Pennsylvania state mortgage laws. There are no unique local ordinances, but all loans must comply with state usury limits and the Pennsylvania Mortgage Loan Industry Licensing and Consumer Protection Act.
How long does a Pennsylvania mortgage closing usually take?
A typical mortgage closing in Pennsylvania takes 30 to 45 days from application. The state requires a three day right of rescission for refinances under federal law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.