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Browse mortgage lenders serving Emmaus, Pennsylvania. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Emmaus, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 4 mortgage lenders in Emmaus, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Depot - Spencer Davis Mortgage Team
447 Chestnut St, Emmaus, PA 18049
4842732888
Sean Eagan at loanDepot, LLC, NMLS #460226
447 Chestnut St, Emmaus, PA 18049
6107515012
The Kukowski Mortgage Team
447 Chestnut St, Emmaus, PA 18049
2672579218
Danny Merritt
447 Chestnut St, Emmaus, PA 18049
6105730423
Mortgage lenders in Emmaus, Pennsylvania help homebuyers and homeowners secure financing for property purchases and refinancing. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Emmaus real estate market trends and Lehigh County property tax rules.
What Does a Mortgage Lender in Emmaus Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Emmaus?
You typically need pay stubs, tax returns, bank statements, and identification. Pennsylvania lenders also require a property appraisal and title search.
How long does mortgage approval take in Pennsylvania?
The process usually takes 30 to 45 days from application to closing. Pennsylvania law requires a three-day right of rescission for refinances on primary residences.
Are there first-time home buyer programs in Pennsylvania?
Yes, the Pennsylvania Housing Finance Agency offers down payment and closing cost assistance for first-time buyers. Income and purchase price limits apply based on county guidelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.