Mortgage Lenders in Easton, PA
Compare mortgage lenders in Easton. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Pennsylvania before hiring.
Showing 15 mortgage lenders in Easton, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Easton Pennsylvania help home buyers and homeowners secure financing for residential properties. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local lenders understand the Lehigh Valley real estate market and can guide you through the entire loan process.
What Does a Mortgage Lender in Easton Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Northampton County usually range from 2% to 5% of the purchase price. Pennsylvania also charges a 1% state transfer tax on the property sale. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Easton Pennsylvania?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Pennsylvania lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Pennsylvania?
The average mortgage process in Pennsylvania takes 30 to 45 days from application to closing. Pennsylvania law requires a three business day right of rescission for most refinances. Delays can occur if appraisals or title searches take longer than expected.
Are there special mortgage programs for Pennsylvania first time home buyers?
Yes, the Pennsylvania Housing Finance Agency offers the Keystone Advantage Assistance Program and the PHFA Conventional Loan. These programs provide down payment and closing cost assistance for eligible first time buyers in Easton. Income limits and purchase price caps apply.