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Looking for a mortgage lender in Derry? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Derry, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 3 mortgage lenders in Derry, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Commonwealth Bank
200 S Chestnut St, Derry, PA 15627
7244594697
AmeriServ Financial Bank
112 S Chestnut St, Derry, PA 15627
8008372265
S&T Bank
100 S Chestnut St, Derry, PA 15627
7246949706
Mortgage lenders in Derry, Pennsylvania help homebuyers and homeowners secure financing for property purchases and refinancing. Pennsylvania law requires all mortgage loan originators to be licensed through the Pennsylvania Department of Banking and Securities. Local lenders in Derry understand the specific housing market in Westmoreland County and can guide you through the application process.
What Does a Mortgage Lender in Derry Cost?
Typical costs for a mortgage lender in Pennsylvania include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Pennsylvania also charges a state transfer tax of 1 percent on the sale price, split between buyer and seller. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Derry?
You typically need recent pay stubs, tax returns, bank statements, and identification. Pennsylvania lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in Pennsylvania?
The process usually takes 30 to 45 days from application to closing. Pennsylvania law requires a three-day right of rescission for refinances, which adds time to the timeline.
Are there first-time homebuyer programs in Pennsylvania?
Yes, the Pennsylvania Housing Finance Agency offers down payment and closing cost assistance for first-time buyers. Income limits and property location requirements apply for Derry residents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.