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Find Mortgage Lenders Near You in Chester Springs, PA
Looking for a mortgage lender in Chester Springs? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Chester Springs, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Pennsylvania before hiring.
Showing 2 mortgage lenders in Chester Springs, PA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kumar Sista, Loan Officer
125 Maggie Ln, Chester Springs, PA 19425
6106180618
1st Trust Financial LLC
607 French Creek Ln, Chester Springs, PA 19425
6102803335
Mortgage lenders in Chester Springs Pennsylvania help homebuyers and homeowners secure financing for property purchases and refinancing. Pennsylvania law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Chester Springs real estate market and can guide you through Pennsylvania specific requirements like the state transfer tax.
What Does a Mortgage Lender in Chester Springs Cost?
Typical mortgage lender costs in Pennsylvania include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,500 to 3,000 dollars. Pennsylvania also charges a state transfer tax of 1 percent on the sale price, split between buyer and seller. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Chester Springs?
You typically need pay stubs, tax returns, bank statements, and photo identification. Pennsylvania lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does a mortgage closing take in Pennsylvania?
A typical mortgage closing in Pennsylvania takes 30 to 45 days from application to closing. The state requires a three day right of rescission period for refinances on primary residences.
Are there first time homebuyer programs in Chester Springs?
Yes, Pennsylvania offers the PHFA Keystone Advantage Assistance Program which provides down payment and closing cost help. Chester Springs buyers may also qualify for local county programs in Chester County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Pennsylvania.