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Mortgage Lenders in McMinnville, OR

Looking for a mortgage lender in McMinnville? Review the directory below to compare your options.

5 agents listed
Updated May 2026
McMinnville, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 5 mortgage lenders in McMinnville, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mario Lopez - Mortgage Express Loan Officer NMLS# 542133
650 NW Adams St, McMinnville, OR 97128
5034365263
Guild Mortgage Company
1945 NE Baker St, McMinnville, OR 97128
5035502526
Evergreen Home Loans McMinnville NMLS 1872997
1006 NE 3rd St Suite B, McMinnville, OR 97128
5033791434
Guild Mortgage - Jacob Halsey
1945 NE Baker St, McMinnville, OR 97128
5035502526
Mortgage Express, LLC.
650 NW Adams St, McMinnville, OR 97128
8775201141

Mortgage lenders in McMinnville Oregon help home buyers and homeowners secure financing for property purchases and refinancing. Oregon law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand Yamhill County market conditions and can guide you through Oregon specific closing procedures.

What Does a Mortgage Lender in McMinnville Cost?

Typical costs for a mortgage in Oregon include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,500 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in McMinnville?
You typically need recent pay stubs, tax returns, bank statements, and a government issued ID. Oregon lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Oregon?
The process usually takes 30 to 45 days from application to closing. Oregon law requires a three day right of rescission for refinances on primary residences.
Are there Oregon specific mortgage programs for first time buyers?
Yes, the Oregon Housing and Community Services department offers down payment assistance and low interest loans for qualified first time buyers. These programs have income and purchase price limits.