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Directory of mortgage lenders in Ponca City, Oklahoma. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Ponca City, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 20 mortgage lenders in Ponca City, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Check Into Cash
3000 N 14th St Ste A, Ponca City, OK 74601
5807671872
Equity Bank
222 Grand Ave E Ste 101, Ponca City, OK 74601
5807189990
World Finance
409 N 14th St, Ponca City, OK 74601
5807650734
Sun Loan Company
1806 N 5th St Space 8A, Ponca City, OK 74604
5807626370
Western-Shamrock Finance
212 E Central Ave, Ponca City, OK 74601
5807628833
Check `n Go
900 E Prospect Ave STE 1000, Ponca City, OK 74601
5807623138
Red River Credit Corporation
2412 N 14th St Suite A, Ponca City, OK 74601
5807650176
Security Finance
101 Grand Ave E, Ponca City, OK 74601
5807652801
Flat Branch Home Loans
501A N 14th St, Ponca City, OK 74601
5803827354
Equity Bank
802 E Prospect Ave, Ponca City, OK 74601
5807184100
Sure Finance
418 W Grand Ave, Ponca City, OK 74601
5807624265
Cherokee Strip Credit Union
1508 E Prospect Ave, Ponca City, OK 74604
5807184000
Yes Finance Co
200 E Central Ave, Ponca City, OK 74601
5807650665
Win-Co Finance
416 W Grand Ave, Ponca City, OK 74601
5807671200
Ardmore Finance Corp.
106 N 1st St, Ponca City, OK 74601
5807656700
Reed Finance Company
727 N 14th St, Ponca City, OK 74601
5807615048
Ponca Finance
202 E Central Ave, Ponca City, OK 74601
5807621261
Local Finance
123 Grand Ave E, Ponca City, OK 74601
5807651600
Express Mortgage Inc
525 Monument Rd, Ponca City, OK 74604
5807620400
Home Finance Inc
100 N 2nd St, Ponca City, OK 74601
5807652100
Mortgage lenders in Ponca City Oklahoma help homebuyers secure financing for residential properties. Oklahoma law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through conventional FHA and VA loan options available in Kay County.
What Does a Mortgage Lender in Ponca City Cost?
Typical costs for a mortgage lender in Oklahoma include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 600 dollars and a credit report fee of 30 to 50 dollars. Closing costs in Oklahoma usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ponca City?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid photo ID. Oklahoma lenders also require proof of Oklahoma residency and a credit report.
How long does the mortgage process take in Oklahoma?
The typical mortgage process in Oklahoma takes 30 to 45 days from application to closing. This timeline can vary based on the loan type and the lenders current workload.
Are there Oklahoma specific down payment assistance programs?
Yes the Oklahoma Housing Finance Agency offers down payment assistance programs for qualified buyers. These programs can provide up to 5 percent of the loan amount as a grant or deferred loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.