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Looking for a mortgage lender in Youngstown? Review the directory below to compare your options.
14 agents listed
Updated June 2026
Youngstown, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 14 mortgage lenders in Youngstown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Youngstown Ohio help home buyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders understand the Youngstown real estate market and can guide you through state specific disclosure requirements and closing procedures.
What Does a Mortgage Lender in Youngstown Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $500 to $1,500. Closing costs in Ohio generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Youngstown Ohio?
You typically need pay stubs, tax returns, bank statements, and photo identification. Ohio lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day right of rescission for refinances, which can add a few days to the timeline.
Are there Ohio specific programs for first time home buyers?
Yes, the Ohio Housing Finance Agency offers the Ohio First Time Home Buyer Program with down payment assistance and competitive interest rates. Local Youngstown programs may also provide grants for eligible buyers.
Get matched with agents in Youngstown who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Ohio.