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Directory of mortgage lenders in Yellow Springs, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Yellow Springs, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage lenders in Yellow Springs, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WesBanco Bank
50 Kahoe Ln, Yellow Springs, OH 45387
9377672060
US Bank Mortgage
266 Xenia Ave, Yellow Springs, OH 45387
8008722657
Mortgage lenders in Yellow Springs Ohio help homebuyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions and follow specific disclosure rules under the Ohio Mortgage Loan Act. Local lenders understand the unique housing market in Yellow Springs including historic homes and properties near Glen Helen Nature Preserve.
What Does a Mortgage Lender in Yellow Springs Cost?
Typical mortgage lender costs in Ohio include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. Ohio also charges a mortgage recording fee of about 30 to 50 dollars per document. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Yellow Springs Ohio?
You typically need pay stubs W-2 forms tax returns bank statements and photo ID. Ohio lenders also require a signed authorization to pull your credit report and proof of any additional income sources.
How long does the mortgage process take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three-day right of rescission for refinances on primary residences under the Truth in Lending Act.
Are there special mortgage programs for first-time homebuyers in Ohio?
Yes Ohio offers the Ohio Housing Finance Agency OHFA programs including the First-Time Homebuyer Program with down payment assistance. These programs have income limits and require completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.