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Browse mortgage lenders serving Xenia, Ohio. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 mortgage lenders in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
306 W 2nd St, Xenia, OH 45385
9373762971
Fifth Third Mortgage - Joseph Beach
100 W Main St, Xenia, OH 45385
5133200643
Huntington Mortgage Group
36 N Detroit St # 101, Xenia, OH 45385
9373743500
PNC Mortgage
98 Hospitality Dr, Xenia, OH 45385
9373728825
Fifth Third Mortgage - Andrea Barr
100 W Main St, Xenia, OH 45385
9373478099
Mortgage lenders in Xenia, Ohio help homebuyers and homeowners secure financing for purchases, refinances, and construction loans. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions and follow state-specific disclosure rules for interest rates and fees. Local lenders in Xenia understand the Greene County housing market and can guide you through the entire loan process.
What Does a Mortgage Lender in Xenia Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,000. Ohio also requires a mortgage recording fee of about $30 to $50. These costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Xenia?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Ohio lenders also require proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Ohio?
Most Ohio mortgage loans close in 30 to 45 days from application. Delays can occur if appraisals or title searches take longer in Greene County.
Are there first-time homebuyer programs in Xenia?
Yes, Ohio offers the Ohio Housing Finance Agency (OHFA) programs with down payment assistance for first-time buyers. Xenia residents may also qualify for local grants through Greene County.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.