Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 10 mortgage lenders in Willoughby, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Schmidt Mortgage Company
35104 Euclid Ave #202, Willoughby, OH 44094
(440) 953-0447
schmidtmortgage.com
Todd Donley - WesBanco Mortgage Lending Officer
35000 Kaiser Ct, Willoughby, OH 44094
(317) 840-9555
wesbancobank.mymortgage-online.com
Saprina Allen - WesBanco Mortgage Lending Officer
35000 Kaiser Ct, Willoughby, OH 44094
(440) 530-3641
wesbancobank.mymortgage-online.com
Davenia Akram - WesBanco Mortgage Lending Officer
35000 Kaiser Ct, Willoughby, OH 44094
(216) 868-1094
wesbanco.com
Ron Webb - WesBanco Loan Lending Officer
35000 Kaiser Ct, Willoughby, OH 44094
(440) 476-5583
wesbancobank.mymortgage-online.com
U.S. Bank-Mortgage Loan Originator-Raymond Sweeney
4098 Erie St, Willoughby, OH 44094
(440) 857-3874
mortgage.usbank.com
What Does a Mortgage Lender in Willoughby Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Willoughby Ohio?
You will need proof of income such as pay stubs and tax returns, bank statements, and identification. Ohio lenders also require a credit check and a property appraisal. Additional documents may be needed for self employed borrowers.
How long does it take to close on a mortgage in Ohio?
A typical mortgage closing in Ohio takes 30 to 45 days from application to final signing. Ohio law requires a three day right of rescission for refinances on primary residences. Delays can occur if title issues or appraisal problems arise.
What are the current mortgage interest rates in Willoughby Ohio?
Mortgage interest rates in Willoughby Ohio vary daily based on market conditions and your credit profile. Rates are influenced by the Federal Reserve and local lender pricing. You should compare quotes from multiple lenders to find competitive terms.