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Find Mortgage Lenders Near You in University Heights, OH
Compare mortgage lenders in University Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
University Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage lenders in University Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Third Federal Savings & Loan
13908 Cedar Rd, University Heights, OH 44118
2163714800
PNC Mortgage
2233 Warrensville Center Rd, University Heights, OH 44118
2163826900
Mortgage lenders in University Heights Ohio help homebuyers and homeowners secure financing for residential properties. Ohio law requires lenders to follow specific disclosure rules under the Ohio Mortgage Loan Act. Working with a local lender can provide insight into University Heights property values and Cuyahoga County market trends.
What Does a Mortgage Lender in University Heights Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Cuyahoga County often total 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in University Heights?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. Ohio lenders may also require a property appraisal and title search. Requirements vary by loan type and lender.
How long does mortgage approval take in Ohio?
The mortgage process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three-day right of rescission for refinances under the Truth in Lending Act. Delays can occur if additional documentation is needed.
Are there Ohio-specific mortgage programs for first-time buyers?
Yes, the Ohio Housing Finance Agency offers the Ohio Heroes program and First-Time Homebuyer programs. These provide down payment assistance and competitive rates for eligible buyers in University Heights. Income and purchase price limits apply.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.