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Directory of mortgage lenders in Shaker Heights, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Shaker Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 mortgage lenders in Shaker Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CREFCO Financial Group, Inc.
20600 Chagrin Blvd #495, Shaker Heights, OH 44122
8555724006
Manu Mehta Motto Mortgage NEO
20515 Shaker Blvd, Shaker Heights, OH 44122
2163748186
Motto Mortgage NEO
20515 Shaker Blvd, Shaker Heights, OH 44122
2164688480
Huntington Mortgage Group
Shaker Heights, OH 44120
2167524141
Reverse Mortgage Ohio
THE CHELSEA CONDOMINIUMS, 3330 Warrensville Center Rd, Shaker Heights, OH 44122
2165131380
Commercial Mortgages LTD
3330 Warrensville Center Rd, Shaker Heights, OH 44122
2164965930
Mortgage lenders in Shaker Heights, Ohio help homebuyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed by the Ohio Division of Financial Institutions. Local lenders understand the Shaker Heights real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Shaker Heights Cost?
Typical costs for a mortgage in Ohio include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs usually total 2% to 5% of the home price. Ohio also charges a mortgage recording fee of about $30 to $50. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Shaker Heights?
You typically need pay stubs, tax returns, bank statements, and photo ID. Ohio lenders also require a credit check and proof of assets. Requirements vary by loan type and lender.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of your application.
Are there Ohio-specific mortgage programs for first-time buyers?
Yes, the Ohio Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.