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Find Mortgage Lenders Near You in Garfield Heights, OH
Browse mortgage lenders serving Garfield Heights, Ohio. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Garfield Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage lenders in Garfield Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CheckSmart
5062 Turney Rd, Garfield Heights, OH 44125
2165875631
Third Federal Savings & Loan
12594 Rockside Rd, Garfield Heights, OH 44125
2165810881
Mortgage lenders in Garfield Heights Ohio help home buyers and homeowners secure financing for property purchases and refinancing. Ohio law requires lenders to be licensed through the Ohio Division of Financial Institutions. Local lenders often have knowledge of Cuyahoga County property values and market trends.
What Does a Mortgage Lender in Garfield Heights Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal credit report and title services. Closing costs in Ohio generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garfield Heights?
You typically need proof of income tax returns bank statements and a valid ID. Ohio lenders also require a property appraisal and title search.
How long does the mortgage process take in Ohio?
The process usually takes 30 to 45 days from application to closing. Ohio law gives borrowers a three day right of rescission for most refinance loans.
What is the minimum down payment for an Ohio mortgage?
Down payment requirements vary by loan type. FHA loans allow as low as 3.5 percent down while conventional loans may require 5 percent or more. Ohio first time home buyer programs may offer lower options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.