ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Spring Lake. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Spring Lake, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 2 mortgage lenders in Spring Lake, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
630 Lillington Hwy #104, Spring Lake, NC 28390
9104977141
PNC Mortgage
121 NC-87, Spring Lake, NC 28390
9108687539
Mortgage lenders in Spring Lake, North Carolina help homebuyers secure financing for residential properties. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders can guide you through state-specific programs like the NC Home Advantage Mortgage for first-time buyers.
What Does a Mortgage Lender in Spring Lake Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Spring Lake?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a signed application and a credit report authorization.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law mandates a three-day right of rescission after signing for most purchase loans.
Are there special mortgage programs for North Carolina residents?
Yes, the North Carolina Housing Finance Agency offers the NC Home Advantage Mortgage and the NC 1st Home Advantage Down Payment Assistance program. These programs have income and purchase price limits.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Spring Lake who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.