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Looking for a mortgage lender in Salisbury? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Salisbury, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 16 mortgage lenders in Salisbury, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sharonview Federal Credit Union
403 N Main St, Salisbury, NC 28144
7049696700
Mariner Finance
807A Jake Alexander Blvd S, Salisbury, NC 28147
7046368641
National Finance Company
720 Jake Alexander Blvd W, Salisbury, NC 28147
7046335291
Regional Finance
811 Jake Alexander Blvd S, Salisbury, NC 28147
7047970419
OneMain Financial
519 Jake Alexander Blvd W C, Salisbury, NC 28147
7046332689
Lendmark Financial Services LLC
850 Jake Alexander Blvd W G, Salisbury, NC 28147
7043171000
Home Realty and Mortgage
1620 Martin Luther King Jr Ave S Suite 101, Salisbury, NC 28144
7046332900
Time Financing Service
1237 Old W Innes St, Salisbury, NC 28144
7047095447
Truist
105 Avalon Dr, Salisbury, NC 28146
7042122236
AgSouth Farm Credit
2810 Statesville Blvd, Salisbury, NC 28147
7046372380
Welcome Finance Co
1945 Jake Alexander Blvd W # 5, Salisbury, NC 28147
7046360140
Karla DeVine-U.S. Bank Mortgage
U.S. Bank Area Served, Salisbury, NC 28147
7043352797
Platinum Home Mortgage - Salisbury
322 E Fisher St Suite 114, Salisbury, NC 28144
7042133622
F&M Financial Center
221 N Main St, Salisbury, NC 28144
7046331772
Home Federal Savings & Loan
507 W Innes St, Salisbury, NC 28144
7046363775
Keith Johnson at Supreme Lending
130 S Main St #203, Salisbury, NC 28144
7042132163
Mortgage lenders in Salisbury, North Carolina help homebuyers and homeowners secure financing for residential properties. North Carolina law requires mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders can guide you through conventional, FHA, VA, and USDA loan options available in Rowan County.
What Does a Mortgage Lender in Salisbury Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $500 to $1,500. Closing costs generally total 2% to 5% of the purchase price. These figures are estimates and vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Salisbury?
You typically need recent pay stubs, tax returns, bank statements, and photo identification. North Carolina lenders also require a credit check and proof of assets. Requirements vary by loan type and lender.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days of application.
Are there first-time homebuyer programs in Salisbury?
Yes, the North Carolina Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Salisbury residents may also qualify for local programs through Rowan County. Eligibility depends on income and purchase price limits.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.