Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 13 mortgage lenders in Morganton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
105 N Green St, Morganton, NC 28655
8283487837
Mariner Finance
639 W Fleming Dr, Morganton, NC 28655
8284309450
OneMain Financial
202 W Fleming Dr, Morganton, NC 28655
8284375349
Foothills Family Finance
135 W Parker Rd, Morganton, NC 28655
8282210316
Truist
105 Avery Ave, Morganton, NC 28655
8284335440
Welcome Finance Co
208 N Sterling St, Morganton, NC 28655
8284331395
Lendmark Financial Services LLC
B-120 Morganton Heights Blvd, Morganton, NC 28655
8284330779
First Horizon Bank - Morganton, NC - E Meeting St
201 E Meeting St, Morganton, NC 28655
8284392151
Self-Help Credit Union
204 Carbon City Rd, Morganton, NC 28655
8284337383
Creekside Finance, Inc.
125 Wamsutta Mill Rd, Morganton, NC 28655
8284330647
Guaranteed Rate
222 W Union St Offices 7 & 9, Morganton, NC 28655
8284124341
John Karras - Mortgage Loan Officer
401 S Sterling St, Morganton, NC 28655
5083142887
Cathy McRary Hamby - Truist Mortgage Loan Officer
105 Avery Ave, Morganton, NC 28655
8284374981
What Does a Mortgage Lender in Morganton Cost?
Typical mortgage lender costs in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Morganton?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. North Carolina lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law allows a three-day right of rescission for most refinances, which adds time to those transactions.