Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 mortgage lenders in Monroe, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
1102 Skyway Dr, Monroe, NC 28110
7042831576
Whitley Mortgage Associates Inc
121 E Phifer St A, Monroe, NC 28110
7042839465
Regional Finance
3306 W Hwy 74 Unit D, Monroe, NC 28110
7042829992
RNA Mortgage
316 N Hayne St, Monroe, NC 28112
7048184797
OneMain Financial
2893 W Hwy 74, Monroe, NC 28110
7042834726
Allied Financial
112 E Phifer St, Monroe, NC 28110
7042380600
Mortgage, Bank of America
1795 Dickerson Blvd, Monroe, NC 28110
7043184156
PNC Mortgage
1730 Dickerson Blvd # A, Monroe, NC 28110
7042257001
Chris Johnson, Movement Mortgage
2606 W Roosevelt Blvd #5, Monroe, NC 28110
7042897942
Fifth Third Mortgage - Victoria Calhoun
2402 W Roosevelt Blvd, Monroe, NC 28110
7042924084
Avery Britt - PNC Mortgage Loan Officer (NMLS #1931714)
1730-A Dickerson Blvd, Monroe, NC 28110
3368624724
What Does a Mortgage Lender in Monroe Cost?
Typical mortgage lender costs in North Carolina include an origination fee of 0.5 percent to 1 percent of the loan amount, plus appraisal fees of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. These costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Monroe?
Lenders typically require recent pay stubs, tax returns, bank statements, and a valid ID. North Carolina law also requires a signed loan estimate within three business days of your application.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina requires a three-day right of rescission for refinances, which can add to the timeline.
Are there first-time homebuyer programs in Monroe?
Yes, the North Carolina Housing Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Monroe residents may also qualify for Union County-specific programs.