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Browse mortgage lenders serving Lincolnton, North Carolina. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Lincolnton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 mortgage lenders in Lincolnton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
147 Vandiver Dr, Lincolnton, NC 28092
7047322239
GoPrime Mortgage, Inc.
107 N Cedar St, Lincolnton, NC 28092
7047361101
OneMain Financial
309 E Main St, Lincolnton, NC 28092
7047358016
Fifth Third Bank & ATM
402 E Main St, Lincolnton, NC 28092
7047322222
First Federal Savings Bank
320 E Main St, Lincolnton, NC 28092
7047350416
United Bank
901 E Main St, Lincolnton, NC 28092
7047351104
Cannon Mortgage Company
3514 North Carolina Hwy 150, Lincolnton, NC 28092
7044796707
Kevin Greenwell Motto Mortgage Precise
111 E Main St Suite 215, Lincolnton, NC 28092
7049122026
Motto Mortgage Precise
111 E Main St Suite 215, Lincolnton, NC 28092
8282344072
Fifth Third Mortgage - Jaclyn Harrill
402 E Main St, Lincolnton, NC 28092
7047326212
Mortgage lenders in Lincolnton, North Carolina help home buyers and homeowners secure financing for property purchases and refinancing. North Carolina law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Lincolnton housing market and can guide you through loan options like FHA, VA, and conventional mortgages.
What Does a Mortgage Lender in Lincolnton Cost?
Typical costs for a mortgage in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lincolnton?
You typically need pay stubs, tax returns, bank statements, and photo ID. North Carolina lenders also require a credit check and proof of employment. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
Are there first-time home buyer programs in Lincolnton?
Yes, North Carolina offers the NC Home Advantage Mortgage program through the North Carolina Housing Finance Agency. This program provides down payment assistance up to 5 percent of the loan amount for eligible first-time buyers in Lincolnton.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.