Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 12 mortgage lenders in Kings Mountain, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
On Q Home Loans- Ben Ingle
129 S Battleground Ave, Kings Mountain, NC 28086
7048130839
On Q Home Loans | Kings Mountain
129 S Battleground Ave, Kings Mountain, NC 28086
7048130839
Diane Phillips
129 S Battleground Ave, Kings Mountain, NC 28086
7042143344
On Q Home Loans - Rene Taubensee
129 S Battleground Ave, Kings Mountain, NC 28086
4073420349
Josh Senter at On Q Home Loans
129 S Battleground Ave, Kings Mountain, NC 28086
8034457918
Corey Parker - Cardinal Financial Company, Limited Partnership
502 W King St Ste. 201, Kings Mountain, NC 28086
7046893595
Delance Burton - Cardinal Financial
502 W Kings Dr, Kings Mountain, NC 28086
7044722754
Michelle Cobb
129 S Battleground Ave, Kings Mountain, NC 28086
7042141740
Cardinal Financial - Ben Ingle - NMLS 58197
502 W King St Ste. 201, Kings Mountain, NC 28086
7048130839
Scott Phillips - On Q Home Loans, Home Mortgage Lender
129 S Battleground Ave, Kings Mountain, NC 28086
7042143332
Scott Phillips - Cardinal Financial Company, Limited Partnership
502 W King St Suite 210, Kings Mountain, NC 28086
7042143332
PMG WORLDWIDIE INC
200 Waco Rd, Kings Mountain, NC 28086
7044015288
What Does a Mortgage Lender in Kings Mountain Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kings Mountain?
You typically need pay stubs, tax returns, bank statements, and photo ID. North Carolina lenders also require a credit check and proof of residency.
How long does the mortgage process take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission on refinances.
Are there first-time home buyer programs in North Carolina?
Yes, the NC Housing Finance Agency offers the NC Home Advantage Mortgage with down payment assistance. Eligibility depends on income and home location.