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Looking for a mortgage lender in Kernersville? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Kernersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 9 mortgage lenders in Kernersville, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Bank
163 S Main St, Kernersville, NC 27284
3369923327
OneMain Financial
120B Century Pl Blvd, Kernersville, NC 27284
3369932661
Lendmark Financial Services LLC
960 S Main St B, Kernersville, NC 27284
3369963281
Atlantic Financial Services
935 E Mountain St STE B, Kernersville, NC 27284
3365646066
Fairway Independent Mortgage Corporation
329 N Main St, Kernersville, NC 27284
3369087888
Certainty Home Lending
811 E Mountain St Suite 302, Kernersville, NC 27284
3362753008
Movement Mortgage- Dave Held NMLS#88989
109- C, E Mountain St, Kernersville, NC 27284
3363373210
Atlantic Bay Mortgage Group - Kernersville, NC
144 N Cherry St #9, Kernersville, NC 27284
3362236340
Right By You Mortgage
163 S Main St Suite 100, Kernersville, NC 27284
3369923327
What Does a Mortgage Lender in Kernersville Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal credit report and title search. Closing costs usually range from 2 to 5 percent of the home purchase price. For a $300,000 home closing costs might be $6,000 to $15,000. North Carolina also charges a mortgage recording tax of about 0.10 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kernersville?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. North Carolina lenders also require a credit check and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in North Carolina?
The average mortgage process in North Carolina takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first-time buyers in Kernersville?
Yes North Carolina offers the NC Home Advantage Mortgage program through the North Carolina Housing Finance Agency. This program provides down payment assistance up to 5 percent of the loan amount. Eligibility depends on income limits and purchase price caps.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.