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Find Mortgage Lenders Near You in Kernersville, NC

Browse mortgage lenders serving Kernersville, North Carolina. Contact information and addresses listed below.

9 agents listed
Updated June 2026
Kernersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 9 mortgage lenders in Kernersville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Bank
163 S Main St, Kernersville, NC 27284
(336) 992-3327 fidelitybanknc.com
OneMain Financial
120B Century Pl Blvd, Kernersville, NC 27284
(336) 993-2661 onemainfinancial.com
Lendmark Financial Services LLC
960 S Main St B, Kernersville, NC 27284
(336) 996-3281 lendmarkfinancial.com
Atlantic Financial Services
935 E Mountain St STE B, Kernersville, NC 27284
(336) 564-6066 afsloans.com
Fairway Independent Mortgage Corporation
329 N Main St, Kernersville, NC 27284
(336) 908-7888 fairwayindependentmc.com
Certainty Home Lending
811 E Mountain St Suite 302, Kernersville, NC 27284
(336) 275-3008 certaintyhomelending.com
Movement Mortgage- Dave Held NMLS#88989
109- C, E Mountain St, Kernersville, NC 27284
(336) 337-3210
Atlantic Bay Mortgage Group - Kernersville, NC
144 N Cherry St #9, Kernersville, NC 27284
(336) 223-6340 atlanticbay.com
Right By You Mortgage
163 S Main St Suite 100, Kernersville, NC 27284
(336) 992-3327 rightbyyoumortgage.com

Mortgage lenders in Kernersville North Carolina help home buyers and homeowners secure financing for residential properties. North Carolina law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local lenders understand the Triad real estate market and can guide you through conventional FHA VA and USDA loan programs.

What Does a Mortgage Lender in Kernersville Cost?

Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal credit report and title search. Closing costs usually range from 2 to 5 percent of the home purchase price. For a $300,000 home closing costs might be $6,000 to $15,000. North Carolina also charges a mortgage recording tax of about 0.10 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Kernersville?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. North Carolina lenders also require a credit check and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in North Carolina?
The average mortgage process in North Carolina takes 30 to 45 days from application to closing. North Carolina law requires a three-day right of rescission for refinances. Delays can occur if appraisals or title work take longer.
Are there special mortgage programs for first-time buyers in Kernersville?
Yes North Carolina offers the NC Home Advantage Mortgage program through the North Carolina Housing Finance Agency. This program provides down payment assistance up to 5 percent of the loan amount. Eligibility depends on income limits and purchase price caps.

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