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10 agents listed
Updated May 2026
Garner, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 mortgage lenders in Garner, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chuck Payne at NFM Lending
883 US-70, Garner, NC 27529
9195237210
Jackie Wampler at Intercoastal Mortgage, LLC
131 US-70 West, Garner, NC 27529
9192910139
Regional Finance
1330 5th Ave Suite 250, Garner, NC 27529
9194579444
OneMain Financial
2668 Timber Dr, Garner, NC 27529
9197731890
NFM Lending - Garner, NC - Branch 308
883 US-70, Garner, NC 27529
8664829076
Carolina Home Loans of NC, LLC
245 New Fidelity Ct #205, Garner, NC 27529
9196612080
Equity Builder Mortgage, LLC
1005 Vandora Springs Rd, Garner, NC 27529
9842061227
Dawn Turrone | Fairway Independent Mortgage Corporation Loan Officer
79 Glen Rd, Garner, NC 27529
9192430932
Joe Larotonda at NFM Lending
883 US-70, Garner, NC 27529
9196966675
Brian Alexander Campbell - Truist Mortgage Loan Officer
100 Mast Dr, Garner, NC 27529
9196625649
Garner, North Carolina residents have access to a variety of mortgage lenders offering home purchase and refinance loans. North Carolina law requires lenders to be licensed through the North Carolina Commissioner of Banks. Local lenders understand the Garner real estate market and can help you navigate the home buying process.
What Does a Mortgage Lender in Garner Cost?
Typical costs for a mortgage lender in North Carolina include an origination fee of 0.5 to 1.0 percent of the loan amount. Third party fees for appraisal, title search, and credit report can range from 500 to 1,500 dollars. Closing costs in North Carolina often total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What mortgage lender license is required in North Carolina?
Mortgage lenders in North Carolina must hold a license from the North Carolina Commissioner of Banks. This includes passing a background check and meeting education requirements. You can verify a lenders license on the NMLS Consumer Access website.
What is the North Carolina anti-predatory lending law?
North Carolina has strong anti-predatory lending laws that limit high-cost loans. These laws restrict prepayment penalties and require counseling for certain loan types. Lenders must follow these rules to protect borrowers in Garner.
How long does a mortgage pre-approval last in North Carolina?
A mortgage pre-approval in North Carolina typically lasts 60 to 90 days. The exact time frame depends on the lender and market conditions. You may need to update your financial documents if the pre-approval expires.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.