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Mortgage Lenders in West Hempstead, NY

Looking for a mortgage lender in West Hempstead? Review the directory below to compare your options.

2 agents listed
Updated June 2026
West Hempstead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 2 mortgage lenders in West Hempstead, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Alpha Tech Lending
329 Hempstead Turnpike, West Hempstead, NY 11552
(888) 276-6565 alphatechlending.com
Refinance with Home Loan Headquarters
Eagle Ave, West Hempstead, NY 11552
(646) 302-5865 zillow.com

West Hempstead, New York, offers a range of mortgage lender services for homebuyers and refinancing clients. New York law requires lenders to provide a Good Faith Estimate and follow state-specific disclosure rules under General Obligations Law Section 5-501. Local lenders in West Hempstead can help you navigate these requirements and find a loan that fits your needs.

What Does a Mortgage Lender in West Hempstead Cost?

Typical costs for a mortgage in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees ranging from $500 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New York average 2% to 5% of the home purchase price. These costs vary by lender, loan amount, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in West Hempstead?
You typically need proof of income, tax returns, bank statements, and identification. New York lenders also require a property appraisal and title search as part of the process.
How long does it take to close on a mortgage in New York?
The average mortgage closing in New York takes 45 to 60 days. This timeline can vary based on the lender, loan type, and any delays in appraisals or title work.
Are there special mortgage programs for first-time buyers in New York?
Yes, New York State offers programs like the State of New York Mortgage Agency (SONYMA) loans. These programs provide down payment assistance and lower interest rates for eligible first-time buyers in West Hempstead.

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