Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 mortgage lenders in Wantagh, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jovia Financial Credit Union
1157 Wantagh Ave, Wantagh, NY 11793
5165610030
Julian Giaquinto- NMLS# 56473 Branch Manager/ Cliffco Mortgage Bankers
3265 Merrick Rd, Wantagh, NY 11793
5166549679
1st Homepath
775 Wantagh Ave 2nd Fl Ste 1, Wantagh, NY 11793
5166127000
Vincent Orellano - Mortgage Loan Officer
3222 Sunrise Hwy, Wantagh, NY 11793
5165879010
Chase Home Lending
1201 Wantagh Ave, Wantagh, NY 11793
5169517005
Commercial Funding Pros
3330 Park Ave Suite 3, Wantagh, NY 11793
5166549679
PNC Mortgage
1897 Wantagh Ave, Wantagh, NY 11793
5168264600
What Does a Mortgage Lender in Wantagh Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,000 to $3,000. New York also charges a mortgage recording tax that varies by county, ranging from 0.5 to 1.8 percent of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Wantagh New York?
You typically need pay stubs, tax returns, bank statements, and a government ID. New York lenders also require proof of homeowners insurance before closing.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three day right of rescission for refinances on primary residences.
What is the minimum down payment for a mortgage in Wantagh?
Conventional loans often require 3 to 5 percent down. FHA loans allow 3.5 percent down, and VA loans may require zero down for eligible borrowers.