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Find Mortgage Lenders Near You in South Ozone Park, NY

Browse mortgage lenders serving South Ozone Park, New York. Contact information and addresses listed below.

2 agents listed
Updated May 2026
South Ozone Park, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in South Ozone Park, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LJ Mortgage Team Inc.
127-03 Rockaway Blvd, South Ozone Park, NY 11420
5162181297
Whitman Mortgage
119-19 Rockaway Blvd, South Ozone Park, NY 11420
7188480800

South Ozone Park residents looking for a mortgage lender can work with local banks, credit unions, and mortgage brokers. New York law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Understanding local property values and New York specific mortgage recording taxes can help you choose the right lender.

What Does a Mortgage Lender in South Ozone Park Cost?

Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $300 to $600, and title insurance of $1,000 to $3,000. New York also charges a mortgage recording tax of 0.8% to 2.175% of the loan amount depending on the county. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in South Ozone Park?
You need proof of income, tax returns, bank statements, and identification. New York lenders also require a property appraisal and title search. Having these ready can speed up the process.
How long does a mortgage application take in New York?
A typical mortgage application in New York takes 30 to 45 days from application to closing. New York law requires a three day right of rescission for refinances. Delays can happen if documents are missing.