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Browse mortgage lenders serving Somers, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Somers, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Somers, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
247 NY-100 Suite 2008, Somers, NY 10589
9142325400
RPL Commercial Capital, LLC
108 The Ln Suite 149, Somers, NY 10589
9142499516
DE Capital Mortgage
3 Heritage Hills, Somers, NY 10589
9142773648
Mortgage lenders in Somers, New York help homebuyers and homeowners secure financing for property purchases and refinancing. New York law requires lenders to follow strict licensing rules under the Banking Law Article 12-D. Local lenders in Somers understand the Westchester County real estate market and can guide you through the mortgage process.
What Does a Mortgage Lender in Somers Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,500. Closing costs in New York often total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Somers New York?
You typically need pay stubs, tax returns, bank statements, and identification. New York lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 45 days from application to closing. New York law requires a mandatory three-day right of rescission for refinances under federal truth in lending rules.
What credit score is needed for a mortgage in Somers?
Conventional loans generally require a credit score of 620 or higher. FHA loans may accept scores as low as 580. New York lenders also consider your debt to income ratio and down payment amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.