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Compare mortgage lenders in Shirley. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Shirley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 3 mortgage lenders in Shirley, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diane Vitale-Kos - Chase Home Lending Advisor - NMLS ID 490716
645 William Floyd Pkwy, Shirley, NY 11967
5166627717
Daniel Smiles - Mortgage Loan Officer
530 William Floyd Pkwy, Shirley, NY 11967
6314048937
Chase Home Lending
645 William Floyd Pkwy, Shirley, NY 11967
5166627717
Shirley New York residents seeking a mortgage lender have access to local and national lenders offering home purchase and refinance loans. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application. Working with a lender familiar with Suffolk County property values can help streamline the approval process.
What Does a Mortgage Lender in Shirley Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in New York generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Shirley New York?
You will need recent pay stubs, W-2 forms, tax returns from the past two years, bank statements, and proof of identification. New York lenders also require a signed purchase contract and property appraisal.
How long does mortgage approval take in New York?
The mortgage approval process in New York typically takes 30 to 45 days from application to closing. New York law mandates a 45-day minimum for the lender to provide a final decision after a complete application is submitted.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.