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Browse mortgage lenders serving Rochester, New York. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 20 mortgage lenders in Rochester, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Monroe
3144 S Winton Rd Suite 600, Rochester, NY 14623
5856250866
Mariner Finance
2496 W Ridge Rd ste a-1, Rochester, NY 14626
5858651130
Premium Mortgage Corporation
2541 Monroe Ave, Rochester, NY 14618
5852410000
Robb E Everhart | Fairway Independent Mortgage Corporation Area Manager
3246 Monroe Ave Suite 250, Rochester, NY 14618
5855079962
Joe Petralia, Mortgage Loan Officer @ Genesee Regional Bank (GRB)
1850 S Winton Rd, Rochester, NY 14618
5854025084
OneMain Financial
2518 Ridgeway Ave, Rochester, NY 14626
5852274660
Oxford Capital Mortgage
16 W Main St #231, Rochester, NY 14614
5852327202
Family First Credit Union
2520 Browncroft Blvd, Rochester, NY 14625
5855868225
Haus Capital Corporation
42 S Washington St Suite 102, Rochester, NY 14608
5854615656
RickDaniels, NMLS: 413555, PrimeLending
3144 S Winton Rd Suite 600, Rochester, NY 14623
5853173864
AnnieMac Home Mortgage
1200 Jefferson Rd #205, Rochester, NY 14623
5854196651
Majuwa Kowai-Bell at CrossCountry Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5854729345
John Milano, Assistant Vice President, Genesee Regional Bank (GRB Mortgage) Rochester, NY 14618
Alex Bolton, Mortgage Loan Officer @ Genesee Regional Bank
1850 S Winton Rd, Rochester, NY 14618
5858572966
Fairway Independent Mortgage Corporation
3246 Monroe Ave Suite 250, Rochester, NY 14618
5855121090
Brittany Linder, Mortgage Loan Originator @ Cross Country Mortgage
2050 S Clinton Ave Suite A, Rochester, NY 14618
5852172825
Joseph Meyer
1840 S Winton Rd Suite B, Rochester, NY 14618
5857274190
The Powers Team at GRB, Melissa Powers, Loan Officer NMLS #1413349
1850 S Winton Rd, Rochester, NY 14618
5857710138
Sheryl Bauer
1840 S Winton Rd Suite B, Rochester, NY 14618
5857377753
Mortgage lenders in Rochester New York help home buyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Rochester lenders are familiar with local market conditions and New York specific regulations such as the state mortgage recording tax.
What Does a Mortgage Lender in Rochester Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 1,000 to 2,500 dollars. New York also charges a mortgage recording tax which varies by county. These costs are estimates and your actual expenses will depend on the lender loan type and property. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rochester?
You typically need recent pay stubs W 2 forms tax returns bank statements and government issued identification. New York lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New York?
The process usually takes 30 to 60 days from application to closing. New York law requires a 3 day right of rescission period for refinances after the loan documents are signed.
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax when a mortgage is recorded with the county. In Monroe County the rate is approximately 0.75 percent of the loan amount for most residential loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.