ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Oswego? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Oswego, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage lenders in Oswego, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
437 NY 104 #21, Oswego, NY 13126
3153426338
Chase Mortgage
204 W 1st St, Oswego, NY 13126
3153439650
Mortgage lenders in Oswego New York help home buyers and homeowners secure financing for residential properties. New York law requires mortgage lenders to be licensed by the Department of Financial Services. Local lenders understand the Oswego real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Oswego Cost?
Typical costs for a mortgage in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in New York average 2 to 5 percent of the purchase price. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Oswego New York?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders also require a property appraisal and title search. The exact list depends on your loan type and lender.
How long does a mortgage application take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for most refinances. Delays can happen if additional documents are needed.
What are the current mortgage interest rates in Oswego New York?
Mortgage rates change daily based on market conditions and your credit profile. Check with multiple lenders in Oswego for personalized quotes. Rates are influenced by the Federal Reserve and your loan terms.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Oswego who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.