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Showing 3 mortgage lenders in Ossining, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Austro Financial Services Inc
109 Upper Croton Ave Suite #120, Ossining, NY 10562
9147622489
Valley Bank
240 S Highland Ave, Ossining, NY 10562
9145024421
Chase Mortgage
21 Spring St, Ossining, NY 10562
9149413700
What Does a Mortgage Lender in Ossining Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs in New York generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ossining?
You typically need pay stubs, tax returns, bank statements, and proof of identity. New York lenders also require a signed application and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a mandatory three-day rescission period for refinances under federal truth in lending rules.
Are there specific New York mortgage programs I should know about?
Yes, New York offers the State of New York Mortgage Agency (SONYMA) programs for first-time homebuyers. These programs provide low down payment options and reduced interest rates for qualified buyers.