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4 agents listed
Updated May 2026
Oceanside, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in Oceanside, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Financial
2873 Long Beach Rd, Oceanside, NY 11572
5167648800
Brandon Bowden
2949 Long Beach Rd suite 11, Oceanside, NY 11572
5164769989
Chase Home Lending
3285 Long Beach Rd, Oceanside, NY 11572
5165325103
Manny Mosquera, Loan Officer
2949 Long Beach Rd suite 11, Oceanside, NY 11572
5162972108
Mortgage lenders in Oceanside, New York help homebuyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Nassau County property values and the New York mortgage recording tax, which can affect your total loan costs.
What Does a Mortgage Lender in Oceanside Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5% to 1.0% of the loan amount, an appraisal fee of $500 to $700, and a credit report fee of $30 to $50. Closing costs in Nassau County often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the mortgage recording tax in New York?
New York imposes a mortgage recording tax on the principal amount of the loan. In Nassau County the rate is 1.05% for loans of $500,000 or less and 1.30% for loans over $500,000. This tax is typically paid at closing.
Do I need a lawyer for a mortgage closing in New York?
Yes, New York requires a licensed attorney to represent the lender at the real estate closing. Many buyers also hire their own attorney to review documents and protect their interests.
How long does a mortgage application take in Oceanside?
A typical mortgage application process in New York takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.