Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage lenders in New Rochelle, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801
9145767900
Union Home Funding Corporation
8 Memorial Hwy, New Rochelle, NY 10801
9146366004
Pepe Berard Capital LLC
1333A North Ave, New Rochelle, NY 10804
9144288888
Chase Home Lending
270 North Ave, New Rochelle, NY 10801
9145769818
Chase Home Lending
45 Quaker Ridge Rd, New Rochelle, NY 10804
9147209001
What Does a Mortgage Lender in New Rochelle Cost?
Typical costs for a mortgage lender in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 800 dollars, and title insurance costing 1,000 to 2,500 dollars. Closing costs in New Rochelle generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in New Rochelle?
You typically need pay stubs tax returns bank statements and proof of assets. New York lenders also require a government issued ID and a credit report authorization. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in New York?
The mortgage process in New York usually takes 30 to 60 days from application to closing. New York law requires a mandatory three day rescission period for refinances. Delays can occur due to appraisal or title search issues in Westchester County.
What are the typical interest rates for mortgages in New Rochelle?
Interest rates vary based on your credit score loan amount and loan type. As of 2024 rates for a 30 year fixed mortgage in New York range from 6.5 percent to 8 percent. Contact multiple lenders to compare current rates and terms.