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Looking for a mortgage lender in New Paltz? Review the directory below to compare your options.
4 agents listed
Updated May 2026
New Paltz, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage lenders in New Paltz, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Focused Financing
171 Main St, New Paltz, NY 12561
6318970051
Ulster Savings Bank
226 Main St, New Paltz, NY 12561
8452555470
Hudson Valley Credit Union
29 Main St, New Paltz, NY 12561
8454633011
Chase Mortgage
2 Plattekill Ave, New Paltz, NY 12561
8452550500
Mortgage lenders in New Paltz New York help home buyers and homeowners secure financing for residential properties. New York law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Ulster County property values and the specific requirements of New York State mortgage regulations.
What Does a Mortgage Lender in New Paltz Cost?
Typical mortgage lender costs in New York include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in New York often total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in New Paltz?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo ID. New York lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New York?
The process usually takes 30 to 45 days from application to closing. New York law requires a three-day right of rescission for refinances, which can add time.
Are there special mortgage programs for New York first-time buyers?
Yes, New York State offers programs like SONYMA (State of New York Mortgage Agency) with low down payment options and reduced interest rates. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.